The Snowball has beaten the 2025 fcast and target, so it’s now history.

The Snowball, on all the known unknowns should at least better the year one 2026 target of 10k, especially as there is already a buffer built in for January.

Remember the Snowball doesn’t add any capital, so if you can add to your Snowball, even modestly you should be able to improve the yield in the table above, especially thanks to Mr. Market you can currently re-invest all dividends at above 7%, or pair trade with a blended yield of 7%.

Pair trading is best if you are not near to you retirement date as you have time to correct any unfavourable trading choices.

Also if you can only add a modest amount, compound interest takes several years before the big money is made, which should encourage you to start saving. Can you cut one coffee a day and save the cash ?

Your Snowball should be different from the blog Snowball as it should reflect on your risk profile, which depends mainly on how many years it is before you want to spend your hard earned. Join us on the journey, where there are bound to be many twists and turns as we journey thru the year.