The first 10 years nearly double the money, but the real magic happens later.
  • Between years 30 and 40, the investment adds over £51,000—more than the entire growth of the first 30 years combined.
  • This is the exponential power of compounding: growth accelerates the longer you leave it untouched.

Now it’s unlikely you have 100k to invest in your Snowball or have 40 years until you want to use your dividends to pay your bills but you do have the ability to add new funds to your Snowball, knowing that you should compound more than at the end of your journey than at the start.

The current blended yield for the Snowball is 11%, which should help the Snowball to grow faster than the table above.