If you want to trade TR for part of your portfolio, you may want to have two pots of money, one for dividends and one to release cash for your tax free amount, subject of course if there will be a tax free amount, when you want to spend your hard earned.

The above is my TR watch list based on a 5 year returns history, other shares are available DYOR.

The holy grail of investing is where you buy a share that pays a dividend and when the share price doubles or the TR doubles you withdraw your capital and re-invest in another share that pays a dividend.

You then have a share in your snowball that pays income at a cost of zero, zilch, nothing and a new position that also pays income, where you hope to do the same again.

I’ve used the Dividend Hero portfolio as it can’t be said that the information is cherry picking. Of course you could have been unlucky and bought the wrong shares but there are some familiar names in the top ten holdings.

I’ve picked a random date for all the shares so you could have possibly traded some of them with a better entry price.

From the current list MUT might be of interest with the new management team who have a solid history of income investing. DYOR.

For most of the others it might be worth waiting for a black swan event, remembering that news driven retraces often don’t last long, whereas a recession driven reversal lasts on average around ten months.

One reason to invest, bull markets last longer than bear markets.

You could have bought the yield of around 9%, if you were lucky.

Current yield 3.5%.

Plenty of research if you type LWDB in the search box.

You could have locked in a yield of 7% if you were lucky, most probably you would have settled for 6%. Mr. Market is always right but sometimes not that bright.

Current buying price yield around 8%.

Current yield 2.8%

A big mistake from my own SNOWABALL

An opening position, where I intended to build a stake to around 10k.

The mistake was not taking the one days profit, I would do the same again but not returning to the share.

A look at one of the safest dividends in the market.

On the 2/1/20 the yield was 6.7%, historically high and you could have still locked in 6% in October of the same year.

Current dividend 22.6p, a yield on buying price of 7%, dependent on when you bought.

Current yield 3.6% as the price rises the yield falls.

Story by Cliff D’Arcy

One of my heroes is Warren Buffett, often considered the world’s greatest investor. His wisdom has guided me for decades, but had I listened earlier, I’d be worth millions more. The Oracle of Omaha warns about passive income: “If you don’t find a way to make money while you sleep, you will work until you die.”

Unearned income

Passive income is earnings from outside of paid work. Alas, there’s no such thing as a free lunch and everything worthwhile takes effort. I’ve built passive income over decades, but what are the snags? Here’s ChatGPT’s reply:

The main problems with passive income are that it often requires significant upfront effort or capital, comes with inherent risks and no guarantees, and still demands some level of ongoing maintenance to be successful. The idea of truly effortless passive income is largely a myth.

I agree with this chatbot’s summary. Today, my family’s passive income can exceed £10,000 a month from various sources, including these four income streams:

* Savings interest (from cash deposits)

* Interest from government and corporate bonds (mostly safe, but not 100% guaranteed)

* Occupational pensions (from companies my wife and I previously worked for)

* Dividends from company shares (a risky, but mainstream, investment).

I’ve listed our four income streams from smallest to largest. Largest is our dividends from owning stakes in American, British, and global businesses. While we sleep, hundreds of millions of workers work for us — exactly as Buffett suggests.

Today, our passive income is a river, but it began as a trickle. Indeed, I started investing in the 1980s with only a few pounds. Back then, £20 a week was too much for me, but it’s what some investors might start out with today.

Here’s the maths: £20 a week is roughly £1,000 a year, so let’s say someone invests £1k each year into shares. Growing at, say, 8% a year, this produces a pot worth £125,020 after 30 years. That’s the initial £25k and £100,020 of gains, showing the power of compound interest.

But here’s the trick: as our incomes and capital increased, my wife and I kept ratcheting up our investment levels. Today, we invest thousands of pounds a week into owning more shares. For us, this has been one path to lasting wealth.

viva88 viva88link.de.comx Utsey86420@gmail.com 165.140.119.146

I am really loving the theme/design of your weblog. Do you ever run into any browser compatibility issues? A couple of my blog visitors have complained about my website not operating correctly in Explorer but looks great in Safari. Do you have any advice to help fix this problem?

The design is my own, it just sort of evolved. Ditto Explorer/Safari, no advice on how to resolve the problem.

The Perfect Defense? 5 Stable Dividend Stocks Paying Up to 11.5%

Brett Owens, Chief Investment Strategist
Updated: July 31, 2026

Hey, remember tariffs? Well, they’re baaaaaaaack!

As of last week, new import taxes of 10% to 12.5% were slapped on 60 trading partners. This covers a cool 99.4% of everything that America buys abroad. Let’s pile the tariff return on top of the recent Fed news and tensions that keep rolling in the Middle East. There’s obviously plenty of bricks in the current Wall Street wall of worry for this stock market to climb.

This climb, however, is no problem for “low drama” dividends like these. I’m talking about five companies yielding between 4.9% and, get this, 11.5%! No matter the headlines these payouts keep flowing.

Plus, these stocks hold up better than the broader market during pullbacks.

The technical term for low drama on Wall Street is “low beta.”A beta below 1 signals that a stock is calmer than the market. That’s what we want.

These five companies offer up low beta and high yields, an excellent combination.

The financial sector has generally been a smoother ride than the broader market in 2026, but First Interstate BancSystem (FIBK, 4.9% yield) stands out not just for its low volatility, but its relatively high yield of nearly 5%.

FIBK is the company behind First Interstate Bank, a Montana-based regional operator with 271 banking offices in 10 states across the Midwest and Pacific Northwest. Its offerings are what we’d expect: consumer products (checking and savings accounts, credit cards and mortgages), business products (commercial and SBA loans), wealth management and treasury solutions.

It’s a boring, under-the-radar company whose shorter-term struggles (such as loan declines and elevated payoff activity) are masking encouraging longer-term trends, including its expanding net interest margin. Its shareholder reward story is similarly mixed.

First Interstate Slammed the Brakes on Dividend Growth a Few Years Ago

However, FIBK has been aggressively repurchasing stock since it announced a buyback program during the second half of 2025. It has so far clawed back roughly 8% of its outstanding shares, and the company just green-lit another $150 million, putting the total program authorization at $450 million. The open question: Will its improving bottom line eventually flow back into the dividend?

As for volatility: FIBK’s one- and five-year betas are 0.6 and 0.8, respectively, both of which signal that the company is less shaky than not just the S&P 500, but the financial sector, too.

Real estate as a whole has had every bit as much volatility as the broader market over the past few years—without the gains to show for it. But Sabra Health Care REIT (SBRA, 5.4% yield) has been less choppy on average while still delivering much better returns.

Sabra is a senior-focused healthcare real estate investment trust (REIT) with about 360 property investments across the U.S. and Canada. The biggest chunk of its business is skilled nursing and transitional care real estate, at a little less than half the portfolio’s annualized cash net operating income (NOI). The rest comes from managed senior housing, leased senior housing, behavioral health properties, specialty hospitals, and more.

The relative stock stability is great—the company boasts a five-year beta of 0.6 and a downright gentle one-year beta of 0.2.

But the Dividend Is Too Sleepy … For Now

There’s reason to believe that could change. SBRA’s current 30-cent quarterly dividend comes out to $1.20 per year, which is 77% of estimates for this year’s funds from operations (FFO, a profitability metric for REITs). That’s a healthy coverage ratio for a REIT—one that leaves room for growth, in fact.

And Sabra just raised its full-year FFO and adjusted FFO (AFFO) guidance following a coup of a tenant transition. The company announced that all 26 properties currently leased to Avamere will be moved to a new tenant—Cascadia, a high-quality operator—under a deal that includes a nearly 30% increase in rent.

But Wall Street isn’t sleeping on Sabra. Shares now trade at roughly 14 times FFO estimates, which is on the steep side.

Getty Realty (GTY, 5.5% yield) is another well-grounded REIT. It owns more than 1,160 freestanding (aka single-tenant) retail properties across 44 states and D.C.

Retail generally isn’t synonymous with reliable, but Getty is built different. That’s because its tenant base includes convenience stores, express tunnel car washes, auto service centers, drive-through quick-service restaurants, gas stations, repair shops and more. It’s not flashy, but Getty prints cash as a result.

And the More It Prints, The More We Get

Getty’s 5%-plus dividend accounts for less than 80% of FFO estimates, and it’s backed by sturdy tenants with good credit. It’s no surprise that GTY shares are historically cool cucumbers—their five-year beta is under 0.8, and their 1-year beta is close to zero.

The flip side? Getty grows like a defensive stock, too. It’s also coming up against some near-term headwinds, including weakness in lower-end consumers that’s weighing on its convenience store and gas station tenants.

Kinetik Holdings (KNTK, 6.6% yield) is a midstream energy company that operates in Texas’ Delaware Basin, which is part of the larger Permian Basin. Its assets include 200 miles of crude oil pipeline, 90,000 barrels of crude oil storage, 3,500 miles of steel natural gas gathering lines, 2.2 billion cubic feet of nat-gas processing capacity, 360 miles of water pipelines and more.

KNTK, and the energy sector as a whole, also help illustrate how a low beta doesn’t always tell the whole story.

Kinetik Is a Stock in (a Lot of) Motion

While beta is used as a gauge of volatility, what it really does is measure how an investment moves relative to a comparable index. So while a low beta can mean a stock isn’t volatile, it can also mean something else—like in this case, KNTK’s almost nonexistent one-year beta is really saying that the stock hasn’t been at all correlated with the market.

Kinetik is more sensitive to commodity prices than many midstream peers, so it has been prone to larger swings—and yet its performance is merely par for the industry. So we can’t rely on KNTK for defense. Upside is a question mark, too. It operates in one of the fastest-growing formations in the country, but it has at times been dogged by weak Waha Hub natural gas prices and price-related volume curtailments from its customers.

The dividend is a bright spot, albeit not blinding. Kinetik was formed in 2022 from the merger of Altus Midstream and BCP Raptor Holdco LP. It quickly started paying 75 cents per share. After a couple years of holding flat, it raised by 4% in 2024, then by another 4% or so in 2025.

Ellington Financial (EFC, 11.5% yield) is a mortgage REIT (mREIT) that deals not in physical properties, but instead “paper” holdings such as residential transition loans, residential and commercial mortgage loans, commercial mortgage-backed securities (CMBSs) and collateralized loan obligations (CLOs). It also deals a bit in agency MBSs, though it’s reducing that business.

The game is pretty simple here: mREITs borrow money at short-term rates to buy mortgages and other paper tied to long-term rates. They pocket the difference. So they need short-term rates to be lower than long-term rates (which they usually are), and they thrive when the spread between the two is wide.

Ellington’s five-year beta is around 0.9, so it has been only a little less volatile than the market over that time. The one-year beta of 0.5 implies it has been much calmer of late—not an advantage given that EFC’s stock has been flat while the S&P 500 has climbed. But check this out:

EFC’s Total Returns Are More Tightly Tied to the Market

Like with many mREITs, the lion’s share of EFC’s returns come from its super-sized monthly dividend, not stock movement—but financial-data sites usually calculate beta from pure price performance. The good news? Ellington might be more volatile than the numbers suggest, but it has still been relatively less wiggly.

Whether we’d want to hunker down in Ellington is another matter.

The yield, while sky-high, looks safe for now. The company’s adjusted distributable earnings guidance of 45 cents per share comfortably covers the 39 cents it pays out every three months. However, the fate of EFC’s stock is largely tied to interest rates—shares likely would react well to signs of a cut, but if the market thinks hikes are inbound, this mREIT could be in for a bumpy ride.

This 11%+ Dividend Is My Favorite Way to Fight Off Market Chaos

The news cycle is back into overdrive, which means the market is a minefield of headline risk right now. That’s why I’m always on the lookout for double-digit yields like what EFC offers right now. That massive income can go a long way toward stabilizing our portfolios while helping us come out ahead.