Sameba Cathedral
samebacathedral.comx
itz0soo6@hotmail.com
38.180.128.166		Interesting to see the portfolio adjustments you’re making—curious what drove the decision to shift away from some of the dividend stocks you mentioned. I’ve been considering similar moves for my own passive income strategy, especially with current market volatility. Would love to hear more about how you’re balancing yield with growth in this environment.

The SNOWBALL only invests in the tail not the dog, the main consideration is the growth of the income. The capital value is only secondary as the plan is to live off the dividend income, which means selling only shares that can be re-invested back into the SNOWBALL at a better yield. Although it would be wise as you near retirement to re-invest in the shares that you consider have the safest yield. Majoring on the income allows you to have a written plan with an end destination, majoring on growth there is no end destination as there is now way of knowing how much your shares will be worth when you start to drawdown.

You could have two separate investment pots and switch between the two.

Dividends can be more reliable than share prices as they’re driven by
the companies performance itself and not by the whim of investors.

As part of a total return / reinvestment strategy, this income could be
reinvested into income assets or back into the equity market
depending on the relative valuations.

The emotional benefits of dividend re-investment.
In fact, with this investment strategy you can actually welcome falling share prices. GL