Whilst a profit is not a profit until it sits in your account the same proviso is for dividends but the current income, using the calendar above, is £12,731.00.

The new figure doesn’t change the previous published fcast or target but anyone lucky enough to have ten years of re-investing could, with a fair wind, have income of 25% on seed capital.

Remember also if your investing journey is only just starting out, with compound interest, the good news is, you stand to make more in the last few years of re-investing than in all the early years.