“Despite a challenging geopolitical and macroeconomic backdrop, FGEN has demonstrated resilience over the period, with strong distributions from the portfolio which have provided a firm foundation to the 2.1% uplift in the dividend target from 7.80 pence to 7.96 pence.
“Our performance continues to be centred on disciplined capital allocation, robust income growth, and value accretive asset management. Our tenth consecutive year of record cash distribution, underpinning sustainable dividend coverage, reflects the strength and resilience of our portfolio.
“As announced earlier this month, the Board has conducted a rigorous review of the Company’s future strategy following consultation with independent external advisors and shareholders to deliver the best possible value in the long term. The Board concluded that shareholders are best served by the proactive management of the existing portfolio with a refocused investment strategy that reflects the structural changes in macroeconomic conditions in recent years. Looking ahead, the Company will prioritise stable, long-term cash flows from core environmental infrastructure assets to deliver predictable income to our shareholders, alongside fresh opportunities for growth.
“We continue to believe that our investment strategy – investing across renewable energy generation, other energy infrastructure and sustainable resource management – offers the best opportunities for investors while contributing significantly to the energy transition in our priority markets. Environmental infrastructure continues to be one of the most significant investment opportunities of this generation and FGEN’s strategic mandate ensures it is uniquely placed to capitalise on this.”
AVI Global Trust PLC ex-dividend date BioPharma Credit PLC ex-dividend date Caledonia Investments PLC ex-dividend date Chelverton UK Dividend Trust PLC ex-dividend date JPMorgan Global Emerging Markets Income Trust PLC ex-dividend date Lowland Investment Co PLC ex-dividend date Montanaro European Smaller Cos Trust PLC ex-dividend date North American Income Trust PLC ex-dividend date Personal Assets Trust PLC ex-dividend date Residential Secure Income PLC ex-dividend date Sirius Real Estate Ltd ex-dividend date Templeton Emerging Markets Investment Trust PLC ex-dividend date TR Property Investment Trust PLC ex-dividend date Value & Indexed Property Income Trust PLC ex-dividend date
“SEIT’s operational performance was generally in line with expectations in the year, with the portfolio delivering its targeted distributions to fully cover the dividends for our shareholders.
“While dividends have increased and operational performance has improved, we, like many of our peers, remain frustrated that our share price has drifted down and our shares continue to trade at a material discount to NAV per share. The status quo is clearly unsustainable. With this in mind, we have announced today that the Board are considering all strategic options to deliver value for all shareholders in an effective and efficient manner.”
Jonathan Maxwell, CEO of SDCL, the Investment Manager said:
“SEIT’s large and diversified portfolio demonstrated resilience amidst global economic and geopolitical uncertainty. The portfolio delivered growing operational performance, in line with expectations, to fully cover dividends, despite significant CapEx during the year. Thanks to recently agreed portfolio-level debt financing facilities, the focus going forward should be less on investing and more on delivering increased operational performance.
“Structural trends such as persistently high energy prices and increasingly unstable grids reinforced the value proposition of SEIT’s decentralised energy efficiency assets during the year. Expected growth in US industry and data centre construction globally should represent operational tailwinds moving forward.
“Current market dynamics continue to significantly impact share prices across the infrastructure and renewable energy investment trust sector, and SEIT has been no exception. We have intensified efforts to position SEIT’s assets for NAV growth, and the Company’s balance sheet has been optimised. We are also progressing opportunities across the portfolio to release liquidity, reduce gearing and recycle capital, as we to seek to protect and crystallise shareholder value.”
JEPQ and QQQI offer hefty yield and broad technology sector exposure.
DIVO and SPYI also provide good yield, but they also feature multi-sector diversification.
Exchange traded funds (ETFs) can benefit investors in multiple ways. They can immediately diversify your portfolio by providing exposure to a wide variety of stocks. Plus, some ETFs offer fabulous dividend yields and pay monthly distributions so you can grow your wealth quickly.
The passive income ETF revolution is here and it’s unstoppable. Are you ready to board the high-yield train with four fantastic funds that pay cash every month? To make it all easier to digest, I’ll divide the ETFs into two categories and you can try some or even all of them.
Two Tech-Focused Funds
Today’s topic is diversified ETFs that send you a check (in the form of a cash distribution to your investment account) every month. These ETFs are convenient because the fund managers do all of the stock picking for you.
Large-cap technology stocks tend to perform well over the long run. Therefore, I would like to feature two ETFs that provide big monthly cash payouts but also concentrate on tech stocks.
JEPQ
$52.75
▲ $24.18(45.84%)5Y
Don’t get the wrong idea, as these funds are focused but are also diversified. For example, the JPMorgan Nasdaq Equity Premium Income ETF (NASDAQ:JEPQ) is centered around the NASDAQ 100 index and comprises 108 stocks.
JEPQ’s holdings include many large-cap technology names that you’ll surely recognize. You’ll find tech leaders like Amazon (NASDAQ:AMZN), NVIDIA (NASDAQ:NVDA), Broadcom (NASDAQ:AVGO), Microsoft (NASDAQ:MSFT), Apple (NASDAQ:AAPL), and Meta Platforms (NASDAQ:META).
Like the other ETFs discussed here, the JPMorgan Nasdaq Equity Premium Income ETF uses option trading strategies to juice more yield for the shareholders. Don’t worry if you’re not familiar with complex options strategies, as you can let the fund managers handle that.
You’ll have to pay expenses totaling 0.35% per year, which will automatically be deducted from the share price. On the other hand, the JPMorgan Nasdaq Equity Premium Income ETF features a rolling 12-month dividend yield (which is similar to an annual dividend yield) of 11.36%. So, the annual expenses aren’t too band when you consider JEPQ’s diversification and high yield, which is distributed on a monthly basis.
QQQI
$51.06
▲ $12.27(24.03%)5Y
A similarly tech-centered fund that pays you every month is the NEOS NASDAQ-100 High Income ETF (NASDAQ:QQQI). This ETF includes approximately 100 stocks in its holdings, and it revolves around the NASDAQ 100 index, much like the JEPQ ETF does.
The percentage weightings toward Microsoft stock, Apple stock, and other tech leaders vary slightly between JEPQ and QQQI. The main differences, really, are the yield and the expenses/fees.
The NEOS NASDAQ-100 High Income ETF involves an expense ratio (i.e., annual fees) totaling 0.68% of the share price. However, the QQQI ETF’s current annual distribution rate is an eye-catching 15.35%, so the monthly payouts can be substantial with this fund.
Two Multi-Sector ETFs
JEPQ and QQQI are great for investors seeking tech sector exposure and monthly paychecks. However, to de-risk your portfolio, it’s a good idea to add some ETFs that pay monthly dividends but also diversify beyond the technology sector.
DIVO
$41.43
▲ $34.93(84.31%)5Y
To that end, I’ve got three terrific monthly payers that include some technology stocks but also involve a variety of non-tech-focused names. The first of these three picks is a passive income powerhouse called the Amplify CWP Enhanced Dividend Income ETF (NYSEARCA:DIVO).
You’ll find technology giant Microsoft stock in the DIVO ETF’s holdings. Yet, the fund has 34 diversified holdings in total, including the stocks of non-technology firms like McDonald’s (NYSE:MCD), Goldman Sachs (NYSE:GS), Procter & Gamble (NYSE:PG), and Chevron (NYSE:CVX).
DIVO’s annual expense ratio is 0.56%, and the fund’s distribution rate is 4.81% per year, which is broken down into monthly cash payments. The annual yield might not be huge, but there’s a safety factor here as the Amplify CWP Enhanced Dividend Income ETF provides exposure to reliable, “steady Eddie” businesses like Visa (NYSE:V), JPMorgan Chase (NYSE:JPM), and Caterpillar (NYSE:CAT).
SPYI
$49.61
▲ $20.29(40.90%)5Y
Finally, we can really ramp up the diversification factor with the NEOS S&P 500 High Income ETF (BATS:SPYI). This fund invests in stocks that you’ll find in the S&P 500 index, and its holdings include around 500 stocks from many different market sectors.
This means SPYI comprises tech names like Microsoft and NVIDIA, but also a slew of stocks from various fields. Some examples include Coca-Cola (NYSE:KO), McDonald’s, Bank of America (NYSE:BAC), Exxon Mobil (NYSE:XOM), and Home Depot (NYSE:HD).
The NEOS S&P 500 High Income ETF deducts an annual expense ratio of 0.68% but provides a head-turning distribution rate of 12.5% per year. The distributions are paid out each and every month, so the SPYI ETF is an enticing portfolio diversifier that can be mixed and matched with JEPQ, QQQI, and/or DIVO.
How much should a 40-year-old put in a SIPP to earn a monthly passive income of £1,000?
A SIPP can be a great way to build up a nest egg for a more comfortable retirement. But what can be achieved if not starting until 40?
Posted by
Zaven Boyrazian, MSc
When investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than you put in.
For many, turning 40 raises the alarm of suddenly needing to prepare for retirement using a Self-Invested Personal Pension (SIPP) or other pension-building vehicles. While there’s still plenty of time to put money aside, the prospect of being almost halfway through a career can cause a lot of concern. Even more so considering, on average, 40-year-olds only have around £39,500 saved up for retirement, according to the Office for National Statistics.
When combined with the State Pension, passively earning an extra £1,000 each month can go a long way. So with that in mind, how much money does an investor need to put into their SIPP to achieve this?
Retirement income requirements A grand a month equates to £12,000 a year. And when following the 4% withdrawal rule, investors will need to have a SIPP portfolio worth around £300,000. The good news is, thanks to the tax relief benefits of a SIPP, reaching this goal may not be as impossible as it might seem.
An investor who sits in the Basic income tax bracket can enjoy up to 20% tax relief on all deposits into a SIPP. As such, for every £1,000 that’s added gets a nice £250 top-up from the government. And someone with the previously-mentioned £39,500 in average retirement savings can steadily move this money into a SIPP, resulting in £49,375 of investable capital – 16% of the way to reaching the £300,000 goal.
From here, 40-year-olds don’t actually have to contribute any more money if they’re aiming to retire at 63. That’s because after 23 years of compounding at the 8% stock market average rate, a £49,375 initial SIPP will have grown into just over £300,000.
Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out their own due diligence and for obtaining professional advice before making any investment decisions.
Taking a step back Even when starting from scratch, for those who can become disciplined savers, it’s possible to secure a decent retirement even with relatively small sums of capital. Sadly, there’s no guarantee that the stock market will deliver an 8% average return. Looking at the FTSE 100, gains over the last 15 years have notably lagged its historical average. And should that pattern continue, investors may end up with a smaller retirement income than expected.
Could you make a plan that could return you more than the 12k mentioned above ?
With £49,375 of investable capital, to KISS let’s say 50k.
Dividends from a portfolio of 50k compounded at 7% for 25 years would provide income of around 18k pa, without taking the gamble withTR.
If you’re looking for ETFs that pay high monthly dividends, here are some popular options across different categories (equity, fixed income, and alternative income strategies):
1. Equity ETFs (Stocks)
These ETFs invest in dividend-paying stocks, often focusing on high-yield sectors like REITs, utilities, or covered call strategies.
JEPI (JPMorgan Equity Premium Income ETF)
Yield: ~7-9%
Strategy: Uses covered calls on S&P 500 stocks to generate income.
Pays: Monthly
DIVO (Amplify CWP Enhanced Dividend Income ETF)
Yield: ~5-6%
Strategy: Active management with dividend growth stocks + covered calls.
Pays: Monthly
SPYD (SPDR Portfolio S&P 500 High Dividend ETF)
Yield: ~4-5%
Strategy: Tracks high-dividend S&P 500 stocks.
Pays: Monthly
SRET (Global X SuperDividend REIT ETF)
Yield: ~8-10%
Strategy: Focuses on high-yield global REITs.
Pays: Monthly
2. Fixed Income ETFs (Bonds)
These ETFs invest in bonds, preferred stocks, or other debt instruments for steady income.
PFF (iShares Preferred & Income Securities ETF)
Yield: ~6-7%
Strategy: Invests in investment-grade preferred stocks.
Pays: Monthly
HYG (iShares iBoxx $ High Yield Corporate Bond ETF)
Yield: ~5-6%
Strategy: High-yield corporate bonds.
Pays: Monthly
BKLN (Invesco Senior Loan ETF)
Yield: ~7-8%
Strategy: Floating-rate bank loans (less interest rate risk).
Pays: Monthly
3. Alternative Income ETFs (Covered Calls, MLPs, etc.)
These use options strategies or invest in high-yield alternative assets.
QYLD (Global X NASDAQ 100 Covered Call ETF)
Yield: ~10-12%
Strategy: Covered calls on the NASDAQ 100 (high income but limited upside).
Pays: Monthly
XYLD (Global X S&P 500 Covered Call ETF)
Yield: ~9-11%
Strategy: Covered calls on the S&P 500.
Pays: Monthly
AMLP (Alerian MLP ETF)
Yield: ~7-9%
Strategy: Focuses on energy MLPs (tax implications apply).
Pays: Monthly
Key Considerations:
Dividend sustainability: Some high-yield ETFs (like QYLD, SRET) may have lower growth potential or principal erosion over time.
Tax implications: REITs and MLPs generate non-qualified dividends (taxed as ordinary income).
Covered call ETFs (JEPI, QYLD, XYLD): Provide high income but may lag in strong bull markets.
