Investing

U may want to save for a special event, maybe a special holiday

or similar, on a specific date and can’t take the risk of the market

crashing just before u need the cash.

Summary for 0 3/8% Treasury 2026

KEY INFORMATION

26A Exchange LSE Par Value£100 Maturity Date22/10/2026 Coupon per year2 Next coupon date22/4/24 e Coupon 0.375%Income Yield0.41% Gross redemption yield 4.13% Accrued interest16.7p Dirty Price£91.15

U want a guaranteed amount of 5k.

U buy 50 units for £4,558.00 and on the 22/10/26 u will receive 5k.

All capital gains are tax free, tax has to be paid on any interest but

here income is negligible. Most brokers allow u to leave an order to buy and

AJ Bell charges £5.00.

U can most probably get a better yield at the present time but when

interest rates start to fall, u will have locked in a better rate.

U can also sell in the market closer to the maturity date to receive

most of the profit.

A bird in the hand is worth two in the bush.