The comparison share for the Snowball is VWRP an accumulation ETF.

VWRL the equivalent ETF pays a dividend.

As of the latest data, the Vanguard FTSE All-World UCITS ETF (VWRL) has a current dividend yield of approximately 1.51%.

📊 Quick Snapshot: Co Pilot

  • Ticker: VWRL
  • ISIN: IE00B3RBWM25
  • Dividend Policy: Distributing (quarterly)
  • Yield (as of June 30, 2025): 1.51%
  • Fund Size: ~£14.4 billion
  • Ongoing Charges: 0.22% p.a.

As you can see from the chart above, there will be periods when you make, zero, zilch, nothing for your retirement plan.

There are more risky ETF’s which you could research, especially if you have longer to your retirement.

The current income fcast for the Snowball is £9,120.00.

Using the 4% rule for VWRP the comparison income would be £5,378.00.

Your Snowball should be different to the blog’s, so you may wish to gamble and include a TR percentage.

The choice my friend is yours.

GL