If you have just started your investment journey, you may be thinking

It can be disheartening to see your hard earned disappear from you account.

Remember the rules and stick to your plan, knowing that out of adversity, comes opportunity, as you will be able to buy shares for your Snowball at discounted prices.

Only with luck is it possible to buy at the bottom of the market , so don’t waste too much time and energy trying too.

But it’s possible to buy the yield, so if you are happy with the yield, better if it’s close to the next xd date, you could trade. Of course the price could continue to fall and the yield will improve, no one should pretend it’s easy.

As always it’s best to DYOR, a watch list is published on a Saturday so you can monitor the direction of the yield. Make your own decisions and as long as your are right more often than you are wrong, remember an optimist and a pessimist arrive at the same destination at the same time but the optimist has the better journey.