Investment Trust Dividends
Real Estate Credit Investments Limited
Transaction in own shares
Real Estate Credit Investments Limited (the “Company“) announces that on 16 January 2024, it bought into treasury 800,000 ordinary shares of no par value in the capital of the Company (the “Shares“):
| Date of purchase: | 16 January 2024 |
| Number of Shares purchased: | 800,000 |
| Price paid per Share (GBp): | 124.25 |
The last published NAV of the Company was 144.2p as at 31 December 2023.
The Motley Fool
Here’s how I’d try to build a second income with £10 a day
Want to build a second income to help with the costs of retirement? Anyone who can use their full £20,000 Stocks and Shares ISA allowance each year should be able to do it.
In fact, more than 4,000 UK investors have already built a million pounds or more that way.
But that’s nearly £55 per day. And most of us can’t do that. What about £10 a day, for a more modest £3,640 a year (or £3,650 this year)?
Regular savings
Long-term investing success needs time and consistency. That means putting cash away regularly, before I spend it.
Most ISA providers these days will let us set up direct debits from as little as around £25 a month.
So my first step would be to open one of these. Next, I’d set up a regular monthly transfer. I’d round my £10 a day up a bit to £305 a month. And I’d set that to go out just a few days after each payday.
Growing returns
What might my £3,660 a year get me? I’d put it mostly into FTSE 100 dividend stocks, each time I built up enough for a buy.
If I could manage, say, a total yield of 7%, that could get me an extra £256 in a year.
Have a nice drink at Christmas from that? Not a chance. It would all stay in my ISA, and get rolled into my next share buys.
Compound it!
And that’s where compounding comes in. You see, next year I could have £3,916 more to invest. And at the end of two years, assuming the same 7% return, I could have £8,107 to start my third year.
Dividends are never guaranteed though. And they’ll probably be up and down in the coming years.
But over the long term, the best companies do seem to pay out the most cash. I’m thinking about names that have been around for decades, and have been near the top of the pile year after year.
Quality yields?
Legal & General, for example, is forecast to pay 7.8%. And British American Tobacco is on 9.8%. Even NatWest Group looks like it’s on for 7.3%.
Glencore offers 7.9%, for a bit of variety. I expect that to be one of the more volatile ones though.
To reduce the risk of not getting my dividends, I’d keep away from firms that pay big yields but also carry very large debt. I don’t see that as very prudent long-term cash management.
For me, that means BT Group and Vodafone would be ruled out.
That’s the plan
So keep my money going in and spread it among top-quality companies in different sectors (to get some safety through diversification).
Then plough all my dividends back in, maybe top up with any spare cash I had, and raise my daily amount as time goes on. And then just sit back.
Not always smooth
I’ll expect some short-term shocks, like 2020 when the average Stocks and Shares ISA lost 13%. But keeping it up for decades has to be the best way to deal with the risk.
VPC Specialty Lending Investments PLC
(the “Company”)
MONTHLY NET ASSET VALUE PER SHARE
Net Asset Value
The Company is pleased to provide its monthly net asset value per share (“NAV”) update.
As at 30 November 2023, the unaudited estimated NAV (Cum Income) per Ordinary Share was 87.72 pence.
Not a positive chart.
Although there are 2 Trusts still to declare their 1st quarter dividends
they both look fairly secure the total earned will be
£2,452.00, which is ahead of the snowball’s target.
HENDERSON FAR EAST INCOME LIMITED
1st Interim dividend for the year ending 31 August 2024
The directors have declared the first interim dividend of 6.10p per ordinary share in respect of the year ending 31 August 2024. The dividend will be paid on 23 February 2024 to shareholders on the register on 26 January 2024 (the record date). The shares will be quoted ex-dividend on 25 January 2024.
Thursday 18 January
Custodian Property Income REIT PLC ex-dividend payment date
Invesco Bond Income Plus Ltd ex-dividend payment date
Invesco Select Trust PLC ex-dividend payment date
JPMorgan China Growth & Income PLC ex-dividend payment date
JPMorgan Japan Small Cap Growth & Income PLC ex-dividend payment date
Pollen Street PLC ex-dividend payment date
Premier Miton Group PLC ex-dividend payment date
Once the price stops rising it’s often time to take some cash off the table.
If it then continues to rise u can either buyback or just take some
more cash off the table.
Around the Covid low 3i was yielding nearly 5%.
Belt and Braces.
The Motley Fool
Warren Buffett has turned Berkshire Hathaway into a formidable business empire. And dividend stocks, such as Coca-Cola and American Express have been a big part of this.
When it comes to stocks, a central part of Buffett’s approach involves exploiting opportunities that can be found in times of extreme stress. American Express is a great example.
Back in the 1960s, the company was facing significant losses due to loans made during a major fraud by the Allied Crude Vegetable Oil company. It became known as the salad oil scandal. Buffett took advantage of the downturn in American Express stock to buy 5% of the company.
The results have been spectacular – Berkshire’s stake now returns over $302m per year in dividends. And this continues to grow as the firm reduces its outstanding share count.
The stock market can often overreact to short-term news – both positively and negatively. And seizing opportunities when share prices are irrationally low is a core part of Buffett’s approach.
His strategy isn’t just about buying cheap shares though. There have been plenty of chances to buy stocks at discount prices that the Berkshire CEO hasn’t looked to take advantage of.
That means companies that generate impressive returns on the capital they use in their operations. It also means businesses with a ‘moat’ that protects them from competitors.
Buffett’s investment in Apple is a great example. The company’s services division generates huge cash flows and switching costs for customers help the firm defend its market position.
In terms of Berkshire Hathaway, Buffett’s aim is to grow the value of the business. But I think the same principles are applicable to investing in dividend stocks for passive income.
When share prices fall, dividend yields rise. And that can create some attractive opportunities to lock in high yields by buying shares when others are concerned about short-term headwinds.
Equally though, a high dividend yield is no good if the company won’t be able to maintain its payouts. That’s why focusing on quality companies is key to recurring passive income.
By sticking closely to these ideas, I’m hoping to make investments today that can help me earn passive income for years to come.
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