Category: Uncategorized (Page 206 of 367)

The device of “dollar-cost averaging,” which means simply that the practitioner invests in common stocks the same number of dollars each month or each quarter. In this way, he buys more shares when the market is low than when it is high, and he is likely to end up with a satisfactory overall price for all his holdings.

£££££££££££££££££

When the price falls, the yield offered rises, so a falling market is a friend not a foe.

Quote 15
In the old legend, the wise men finally boiled down the history of mortal affairs into a single phrase: ‘This too will pass.’

Amazingly, Graham advised implementing the simplest but most effective investing tactic of all – decades before ETF Savings Plans made it easy:

Quote 16
The device of “dollar-cost averaging,” which means simply that the practitioner invests in common stocks the same number of dollars each month or each quarter. In this way, he buys more shares when the market is low than when it is high, and he is likely to end up with a satisfactory overall price for all his holdings.

Looking back now, Benjamin Graham’s wisdom appears ahead of its time precisely because it is timeless as well as priceless.

Perhaps no greater tribute can be paid to him than that written by Warren Buffett, who said:
“Ben Graham was far more than an author or a teacher. More than any other man except my father, he influenced my life.”
Investing aside, Buffett movingly said that of all Graham’s virtues, his greatest was generosity. That he was the kind of man who planted trees that others would sit under.

By listening to Graham’s advice today, we can benefit from the fruits of his labour, planted years before we were born.

by Charlene Wuermeling

Quote 13
The investor who permits himself to be stampeded or unduly worried by unjustified market declines in his holdings is perversely transforming his basic advantage into a basic disadvantage.
Though he knew that hanging in there isn’t easy:

Quote 14
Even the intelligent investor is likely to need considerable will power to keep from following the crowd.
But if you ever feel panicked, remember Graham’s sage advice:

It was the renowned scientist and theoretical physicist Albert Einstein who said, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” These words are reflected by investor Warren Buffett, who is most associated with the basic wealth building strategy.

The concept behind compound interest is simple. Defined by the Consumer Financial Protection Bureau, “Compound interest is when you earn interest on the money you’ve saved and on the interest you earn along the way.”

Buffett explains it’s power in even simpler terms in his autobiography: a snowball rolling down a long hill, picking up more snow as it gains momentum until it becomes a massive snowball. The Berkshire Hathaway chairman and CEO loves compound interest because it works alongside his investing philosophy, and as one of the wealthiest people in the world, the 93-year-old is an example of compound interest’s real-world success.
Here are some of the reasons why compound interest is the “eighth wonder of the world.”

Wealth Grows Exponentially
Compounding increases the value of the money you have invested by getting the interest earned added back or reinvested to the principal, generating even more earnings. This is the concept that makes the snowball grow larger every day. Principal grows faster the more frequent interest is compounded. Compounding works especially well when it’s allowed to build over time, something Buffett learned at an early age.

Save and Invest Early
Compound interest encourages and rewards individuals to start investing early to maximize growth over many years. We all have to start somewhere, and while Buffett is an exception — he bought his first stock at the age of 11 — compound interest uses the power of early action, time and will, which is fundamental to success.

Buffett Loves the Long Game
The key to Buffett’s success is long-term thinking, exemplified in one of Buffett’s most famous quotes about knowing he would reach wealth, yet not being in a hurry to get there. Notoriously patient, the wealth of Berkshire and Buffett is associated with the importance of value growth over time. Berkshire’s portfolio has held onto some stocks for close to 30 years.

Set It and Forget It
One of the great things about compound interest is that it does much of the work without requiring any intervention from the investor. As long as an investment is paying interest, nothing can stop the snowball from doing the work and growing on its own. This aligns with Buffett’s hands-off approach with many of his stocks.

Compound Interest Doesn’t Discriminate
Of course, the more money you start with, the more you’ll make through compound interest over time. You don’t need to start with a lot, though, you just need to start. Regardless of your bank balance, job or background, anyone can build great wealth with time and consistent investing.

Rewarding Patience Through Investing
In an impatient world, investors are looking to get rich quick. Some are fortunate enough to make millions by catching lightning in a bottle; however, compound interest is a proven wealth builder that doesn’t rely on luck. It may sometimes take longer to see the results of your effort, but this doesn’t mean that the effort is going to waste.

With patience and consistency, compound interest can reap great rewards.

Thursday 31 October

abrdn UK Smaller Cos Growth Trust PLC ex-dividend date
AEW UK REIT PLC ex-dividend date
Blackstone Loan Financing Ltd ex-dividend date
Downing Strategic Micro-Cap Investment Trust PLC ex-dividend date
Dunedin Income Growth Investment Trust PLC ex-dividend date
Edinburgh Investment Trust PLC ex-dividend date
European Smaller Cos Trust PLC ex-dividend date
GCP Infrastructure Investments Ltd ex-dividend date
i3 Energy PLC ex-dividend date
Invesco Global Equity Income Trust PLC ex-dividend date
M&G Credit Income Investment Trust PLC ex-dividend date
Tritax Big Box REIT PLC ex-dividend date
VinaCapital Vietnam Opportunity Fund Ltd ex-dividend date

I’ve took a further £300 ‘profit’ with SOHO.

Cash to re-invest £1,229.00 but let’s see what the budget brings.

I’ve sold the portfolio shares in Foresight Solar for a profit of £103.00 and a total profit of £468.00, bringing the Snowball back to 2 solar Trusts.

I’ve bought for the portfolio 10k of shares in M&G Credit ahead of their dividend xd date this week.

Quote 11
If you, the reader, expect to get rich over the years by following some system or leadership in market forecasting, you must be expecting to try to do what countless others are aiming at, and to be able to do it better than your numerous competitors in the market. There is no basis either in logic or in experience for assuming that any typical or average investor can anticipate market movements more successfully than the general public, of which he is himself a part.
Ultimately, Graham didn’t counsel trying to outmanoeuvre the market. He believed in understanding its nature:

Quote 12
The investor with a portfolio of sound stocks should expect their prices to fluctuate, and should neither be concerned by sizable declines nor become excited by sizable advances. He should always remember that market quotations are there for his convenience, either to be taken advantage of or to be ignored. He should never buy a stock because it has gone up or sell one because it has gone down. He would not be far wrong if this motto read more simply: “Never buy a stock immediately after a substantial rise or sell one immediately after a substantial drop.”
Graham was almost wiped out by the Wall Street Crash but rebuilt his fortune amid the calamity of the Great Depression. He knew a thing or two about holding your nerve:

REGIONAL REIT Limited

(“Regional REIT”, the “Group” or the “Company”)

Solar Panel JV with Sunbird Solar

Regional REIT Limited (LSE: RGL), the regional property specialist, is delighted to announce that it has entered into a joint venture with leading Pan-European solar PV developer, Sunbird Solar International Limited (“Sunbird“), to install solar panels on a number of the most suitable properties within the Company’s portfolio, making the properties more attractive to potential tenants.

Phase one of the installation programme will encompass 19 properties with an aggregate portfolio generation capacity of 4,173 kW and is expected to be completed within a year. Regional REIT will invest alongside Sunbird in the joint venture company called Sugarbird SolarCo (UK) Limited.

The joint venture will enhance the EPC credentials of the respective buildings, supplement and provide on-site green electricity to common parts and continue the ongoing momentum of reducing CO2 emissions by some 713 tonnes across the portfolio.

The annual solar electricity output of this first phase is equivalent to reducing the electricity usage of 1,270 average UK households, further demonstrating our commitment to long term sustainability that will deliver real impact at scale.

Sunbird is a leading Pan-European solar PV developer led by an experienced team of Commercial and Industrial solar specialists with decades of experience in developing, financing, designing, constructing, and maintaining solar and battery energy storage assets.

Stephen Inglis, Head of ESR Europe LSPIM, Asset Manager commented:

“We are delighted to be working with Sunbird on this important programme that reflects the Company’s significant ambition to deliver meaningful environmental enhancements. This important programme will reduce our portfolio’s carbon footprint and enable the properties to benefit from both lower maintenance and energy costs.”

Dave Colley, Director at Sunbird, commented:

“We’re really pleased to be working with Regional REIT on this exciting joint venture of improving the energy efficiency of the portfolio to the benefit of the properties, to the other stakeholders and the benefit of the environment.

Sunbird is able to bring its global experience in developing, engineering, installing and managing rooftop solar plants that are built to the highest standards to deliver green electricity for decades to come.”

Canada Life figures show the 65-year-old with a £100,000 pension pot could buy an annuity linked to the retail price index (RPI) that would generate a starting annual income of £3,896. That’s up from £2,195 in the New Year following a 77% spike in rates this year.
Oct 22.

When u enter your de-accumulation phase, the above might be the option u face. My friend the choice is yours.