Fcast for 2025 income £11,500, which includes a special dividend from VPC.

It should mean the Snowball will achieve the year five figure in the above table which equates to year three of the plan, which hopefully means it will achieve the year ten figure several years early.

The 2026 fcast is £9,817.86, although next year as a working example I may include in the Snowball a pair trade, which might mean the income may miss the target in the near term.

In November there should be enough accrued dividends to complete the position in ORIT, then further earned dividends could be applied to a term trade.

Cash for re-investment £747.70