
U decided u wanted to buy a Dividend Hero Trust and u would have bought the yield as without good ole hindsight u wouldn’t know if the price was going to keep falling after u bought.

A belt and braces buy, the yield plus a better than average chance of making a capital gain. Of course it’s doubtful u would have a lump sum of money waiting to be invested, unless u had a stop gain policy.
By sitting u have doubled your money and now have multi options to continue to grow your Snowball. The current yield is 4.85%, so u could take out your stake or sell all. I’m not authorised to give buy or sell advice, so different strokes for different folks.
Let’s assume u invested 10k and simply re-invested the earned dividends, your shares are now worth £23,800.00.
U could re-invest 10k into a near year government gilt, which should provide income and be near the value u paid if/when the next market crash occurs. The other £13,800 could be re-invested in a Trust yielding 9%, there are better yields on offer but a higher yield is accompanied by a higher risk. As this is now all profit u may want to take on more risk, especially if u are still in the early accumulation phase. This would give u a blended yield of 7% and a cash sum to invest if/when Mr. Market gives u the opportunity. The yield on your initial investment is now 16.66%, so your Snowball should start to grow quicker.
Or u could re-invest in 2 new Trusts with a blended yield of 8%, income of £1,904, a yield of 19%, on your initial investment.
Although history doesn’t always repeat, it often rhymes, everything crossed for the next market crash.
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