The Power of Monthly Dividends ($)

How to Retire on

9%+ Dividends

Paid Monthly

Collect $3,750+ in dividends per month—every month—and

earn $50,000 or more annually in capital gains to boot!

Dear Reader,

The suits at Merrill Lynch say you need $738,400 to retire well.

Let me explain why they’re dead wrong. You’ll actually need a lot less than that.

I’m going to show you a simple way to bankroll your golden years on 32% less. That’s right: I’m talking about a fully paid for retirement for around $500,000.

Got more? Great. I’ll show you how you can retire filthy rich on your current stake.

Plus my “9% Monthly Payer Portfolio” will let you live on dividends alone—without selling a single stock to generate extra cash.

And you’ll get paid the same big dividends every month of the year – so that your income and expenses will once again be lined up!

This approach is a must if you want to quickly and safely recover from the recent pullback, book strong gains in the rebound and safeguard your nest egg through the next market correction, too!

This isn’t just a dividend play, either: this proven strategy also positions you to benefit from 10%+ yearly price upside potential, in addition to your monthly dividends.

That’s the Power of Monthly Dividends

We’ll talk more about that price upside shortly. First, let’s set up a smooth income stream that rolls in every month, not every quarter like the dividends you get from most blue-chip stocks.

You probably know that it’s a pain to deal with payouts that roll in quarterly when our bills roll in monthly.

But convenience is far from the only benefit you get with monthly dividends. They also give you your cash faster—so you can reinvest it faster if you don’t need income from your portfolio right away.

More on that a little further on. First I want to show you…

How Not to Build a Solid Monthly Income Stream

When it comes to dividend investing, many “first-level” investors take themselves out of the game straight off the hop. That’s because they head straight to the list of Dividend Aristocrats—the S&P 500 companies that have hiked their payouts for 25 years or more.

That kind of dividend growth is impressive. But here’s the problem: these folks are forgetting that companies don’t need a high dividend yield to join this club—and without a high, safe payout, you can forget about generating a livable income stream on any reasonably sized nest egg.

Worse, you could be forced to sell stocks in retirement—maybe even into the kind of plunges we saw in March 2020 or throughout 2022—just to make ends meet.

That’s a nightmare for any retiree, and leaning too hard on the so-called Aristocrats can easily make it a reality: the ProShares S&P 500 Dividend Aristocrats ETF (NOBL), which holds all 67 Aristocrats, still yields just 2.4% as I write this.

Solid Monthly Payers Are Rare Birds …

You can certainly build your own monthly income portfolio, and the advantage of doing so is obvious: you can target companies that pay much more than your average Aristocrat’s paltry payout.

Trouble is, only a handful of regular stocks pay in any frequency other than quarterly, so we’ll have to patch together different payout schedules to make it happen.

To do that, let’s swing back to the Aristocrats and cherry-pick a combo of above-average yields and payout schedules that line up. Here’s an “instant” 6-stock monthly dividend portfolio that fits the bill:

Procter & Gamble (PG) and AbbVie (ABBV) with dividend payments in February, May, August and November.
Target (TGT) and Chevron (CVX), with payments in March, June, September and December.
Sysco (SYY) and Wal-Mart Stores (WMT), with payments in January, April, July and October.
Here’s what $500,000 evenly split across these six stocks would net you in dividend payouts over the first six months of the calendar year, based on current yields and rates:

You can see the consistency starting to show up here, with payouts coming your way every single month, but they still vary widely—sometimes by $687 a month.

It’s pretty tough to manage your payments, savings and other needs on a lumpy cash flow like that.

And the bigger problem is that we’re pulling in $17,396 in income on our $500,000 nest egg. That’s not nearly enough for us to reach our ultimate goal of retiring on dividends alone, without having to sell a single stock in retirement.

We need to do better.

Which brings me to…

Your Best Move Now: 9%+ Dividends AND Monthly Payouts

This is where my “9% Monthly Payer Portfolio” comes in. With just $500,000 invested, it’ll hand you a rock-solid $45,000-a-year income stream. That’s enough for many folks to retire on.

The best part is you won’t have to go back to “lumpy” quarterly payouts to do it! Of all the income machines in this unique portfolio, nearly half pay dividends monthly, so you can look forward to the steady drip of income, month in and month out from these plays.

That’s How This Grandma Makes

$387,000 Last Forever

A while back, I was chatting with a reader of mine who manages money for a select group of clients. He’d been using my Monthly Payer Portfolio to make a client’s modest savings – a nice grandmother who came to him with $387,000 – last longer than she ever dreamed:

“She brought me $387,000,” he said. “And wants to take out $3,000 per month for 10 years.”

The result? The last time I’d spoken with him, it had been over four years since she started her $3,000 per month dividend gravy train. In that time, she’d taken out a fat $159,000 in spending money.

And that nest egg? Well, it’s going strong. Last time I checked in with this reader, she was still sitting on more than $358,000 after nearly four and a half years and $159,000 worth of withdrawals.

Grandma’s Monthly Dividend Gravy Train

Her investments pay fat dividend checks that show up about every 30 days, neatly coinciding with her modest living expenses. And the many monthly dividend payers she bought dish income that adds up to 5%, 7% and even 8% or more per year.

There’s no work to it; these high-income investments provide a “dividend pension” every month.

I’m ready to give you everything you need to know about this life-changing portfolio now. Let’s talk about Grandma’s secret – her high-yielding monthly dividend superstars (which even have 10%+ price upside to boot!)

Monthly Dividend Superstars:

9% Annual Yields With

10%+ Price Upside, Too

Most investors with $500,000 in their portfolios think they don’t have enough money to retire on.

They do – they just need to do two things with their “buy and hope” portfolios to turn them into $3,750+ monthly income streams:

Sell everything – including the 2%, 3% and even 4% payers that simply don’t yield enough to matter. And,
Buy my favorite monthly dividend payers.
The result? More than $3,750 in monthly income (from an average annual yield just over 9%, paid about every 30 days). With upside on your initial $500,000 to boot!

And this strategy isn’t capped at $500,000. If you’ve saved a million (or even two), you can just buy more of these elite monthly payers and boost your passive income to $7,500 or even $15,000 per month.

Though if you’re a billionaire, sorry, you are out of luck. These Goldilocks payers won’t be able to absorb all of your cash. With total market caps around $1 billion or $2 billion, these vehicles are too small for institutional money.

Which is perfect for humble contrarians like you and me. This ceiling has created inefficiencies that we can take advantage of. After all, in a completely efficient market, we’d have to make a choice between dividends and upside. Here, though, we get both.

Inefficient Markets Help Us

Bank $100,000 Annually (per Million)

Fortunately for you and me, the financial markets aren’t 100% efficient. And some corners are even less mature and less combed through than others.

These corners provide us contrarians with stable income opportunities that are both safe and lucrative.

There are anomalies in high yield. In an efficient market, you wouldn’t expect funds that pay big dividends today to also put up solid price gains, too.

We’re taught that it’s an either/or relationship between yield and upside – we can either collect dividends today or enjoy upside tomorrow, but not both.

But that’s simply not true in real life. Otherwise, why would these monthly payers put up serious annualized returns in the last 10 years while boasting outsized dividend yields of 8% and beyond?

This is the key to a true “9% Monthly Payer Portfolio” – banking enough yields to live on while steadily growing your capital. It’s literally the difference between dying broke and never running out of money!

But I’m not suggesting you run out and buy these funds.

Some have been on my watchlist and in our premium portfolios over the years, but I mention them only as examples of the potential ahead.

In a moment, I’m going to show you how to earn a passive $45,000 on a half-million … $90,000 on a million … and $100,000+ annually on anything higher. And get paid every month, too.

Plus, you won’t even have to tap your initial capital or “draw down” any of your valuable principal. I’ll even give you the specifics on stock names and tickers to buy. But first, a bit about myself.

My name is Brett Owens and I’m an unabashed dividend investor. Ever since my days at Cornell University and all through my years as a startup founder in Silicon Valley, I’ve hunted down safe, stable, meaningful yields.

For the last 10 years, I’ve been investing my startup profits and finding 7%, 8%, even 10%+ dividends with plenty of double-digit gains along the way. In recent years, I started writing about the methods I use to generate these high levels of income.

Today I serve as chief investment strategist for Contrarian Income Report – a publication that uncovers secure, high-yielding investments for thousands of investors. Since inception, my subscribers have enjoyed dividends more than 4 times the S&P 500 average, plus healthy annualized gains.

Of course, not all high-yield investments are buys. Some vehicles are nothing more than dividend traps, paying high stated yields that are simply not sustainable.

But if you know how to navigate the space, you can earn the types of returns and collect the big monthly dividends that my subscribers do – which means you may never have to tap into your retirement capital to pay your bills.

And getting started is easy.