The comparison share for the Snowball is VWRP Vanguard FTSE All-World UCITS ETF Accumulation unit where any income is re-invested back into the ETF

100k invested in the above ETF on the start date of the Snowball.

IF the Snowball makes 10k of income this year, it’s not guaranteed but it’s easier to make a comparison, that should earn another £700/£800 of extra income next year when it’s re-invested.

To earn £800 of income if your plan is to use the 4% rule for your retirement, you would need to make a capital gain of £20k with VWRP. GL with that.

Of course VWRP may fall but that’s a discussion for another day.