KISS. For any new readers there are only 3.

One. Invest in a portfolio of Investment Trusts* that pay a secure** dividend and use those dividends to buy more Trusts that pay a secure dividend.

Two. Any Trust that drastically alters their dividend pay out, must be sold even at a loss.

Three. Remember the rules.

*The Snowball invests only in Investment Trusts as they have reserves to pay dividends in time of market stress.

**No dividend is 100% secure although some dividends are more secure than others.