If it’s nearing the time to start to spend some of hard your earned profits, de-accumulation.
Some Trusts to consider.

MRCH, CTY dividend heroes. A safe dividend as u can get in the market with the chance of capital gains.
AGR, PHP secure dividends, until they aren’t.
SMIF, SDIP pay a monthly dividend. SDIP the more risky but a higher yield, SMIF total yield depends on any surplus paid as a final dividend.
10K invested in
SMIF a monthly dividend of £56 plus the final undetermined dividend
SDIP a variable monthly dividend of £68
It’s likely u may lose some capital with all of the above Trusts at some stage of your holding but as long as the dividends are paid, u have no intention to sell, the value matters very little.
But as always best to DYOR
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