You do not need to take big risks with your hard earned.

At the start of 2009 you decided to invest 5k in CTY because even back then they had a long history of increasing their dividends and to KISS, you decide to re-invest the dividends into the share, knowing that even if the price falls, you get more shares for your money and therefore a higher yield.

Your 5k would now have a value of £32,500.

The current yield is 4%, income of £1,300, a yield on seed capital of 26%

If you want to buy it may better to wait for the next market downturn and the yield will increase.