The current portfolio for the Snowball started on the 09/09/22.

The plan was to invest 100k in Investment Trusts to return an income stream in ten years of £13,780.00 where you retained all your capital to pass on to your nearest and dearest.

Due to favourable market conditions, weak share prices mean higher yields, the current plan is to return an income stream at the end of 2033 of £16,519.00

An alternative plan would to invest for TR and an ARR of 7% would mean a portfolio valued at 200k. Of course it could be higher or it could be lower, that’s the gamble. If you have more time to invest you could have a foot in each camp, whilst remembering with compound growth your growth in the final few years equals all the growth in the early years.

If your portfolio was valued at 200k and you use the 4% rule it would provide income of 8k pa.

Investor or gambler or both, the choice my friend is yours.