When cometh the day when there are no ‘safe’ Trusts to re-invest the Snowball’s dividends in around 7%, remembering no Trusts dividends are completely safe but some Trusts dividends are safer than others. Normally the market is ahead of u there and the yields will be lower.

One option would be to re-invest the earned dividends into a world tracker, knowing that if u can choose when to sell u will not lose any of your hard earned. No guarantee that u will make 7% and u need to have the ability to sit thru the ETF flatlining for multi years. Also when the ETF falls u may print a loss on your investment with no income to re-invest.

I don’t think the ‘cometh’ day will be anytime soon.