Decide what to buy when Mr. Market gives u the chance, better with a dividend as u wait to be proved correct and u need to re-invest the dividends.

TMPL current yield 3.5%, share price covid low 115p dividend 10.28p yield 8.5%. Of course u might not have bought as u didn’t know if the price was still going to fall but if u bought the yield u wouldn’t be that concerned.

When Mr. Market gives u the chance, watch your list of Dividend Heroes, belt and braces. Now that the price has risen the yield has fallen u could re-invest, by selling part or all the holding and re-invest in a higher yielder to grow your Snowball, which should be different to the Blog’s portfolio.

Remember it’s always easier in the rear view mirror, because as the yield fell to 7% u didn’t know if it was to fall further but if that was as low as it was going to get. Of course there were other Trusts to buy if u missed the one u wanted to buy.

There seems to be some perverse human characteristic that likes to make easy things difficult.
Warren Buffett