The SNOWBALL has a comparator share VWRP where 100k was nominally invested on the same date of the SNOWBALL.

On the 02/06/2026 VWRP closed at £142.36 and the current price is £142.23

So in nearly 5 months you have added nothing, zilch to your pension pot.

Meanwhile the SNOWBALL during the same period has received income of £4,321, all from dividends.

Now £4,321 invested at the 8% currently available in the market, earns another £345 a year X the number of years you have to retirement. Also when the dividends are re-invested they will earn more income.

Remember the golden rule: If you can re-invest you dividends at 7% a year, you will double your income every ten years. The timescale will be shorter if you can take the risk to re-invest a higher rate.

The current income for the SNOWBALL for this calendar year will around 13k and the comparison income from VWRP using the 4% rule will be £6,824.00